Credit Card Options with a Bad Name

Well, if you are negative, you don't need to be so worried, there are other options for your case.

The interesting thing is that you understand that there are several ways to obtain a credit card.

Therefore, below we will cite two examples that may be good in your case.

Prepaid card

The first option for people with a bad name is the prepaid card.

This is an interesting tip for individuals who want to have a credit card, but need some control when making purchases.

This occurs because the consumer is the only one who limits their card, as they have to recharge it themselves.

Top-ups can be made at lotteries, deposits or through bank slips and the card will work like traditional cards.

The only difference is that there is no bill for this card.

Some prepaid card options are Mercado Pago, Recarga Pay and Superdigital.

Consigned card

Another option for those who are negative is the payroll card.

This type of card is generally recommended for retired people and INSS pensioners.

Furthermore, it is also interesting for public servants and individuals who belong to the armed forces.

Well, just like traditional cards, the payroll card will also allow you to pay bills and withdraw funds.

The difference with this type of card is that it is linked to your payroll.

For this reason, when the person is unable to pay the invoice by the due date, the payment is deducted.

It is usually deducted directly from the benefit or salary on the next payroll.

Banco Bradesco, Banco Daycoval and Banco Pan are some options of companies that offer the payroll card.

Is it safe to get a credit card when you have a bad name?

Well, although in most cases negative people really need credit cards, we need to tell you the following:

Always keep in mind that the card is one of the types of credit with the highest interest rates found on the market.

Therefore, for people who are already full of bills to pay, it is essential to be very careful with their credit cards.

Always remember to do your research so that you don't accumulate even more debt.

Well, this was our article talking a little about credit cards for negative people.

The interesting thing is that you should be careful when it comes to credit cards and do a lot of research to find the best option for your case.

Check out some cards that accept negatives below.

1. Card BMG Card

2. Santander SX Card

3. Banco PAN Consigned Card

4. Prepaid Proteste Mastercard

5. Banco Bradesco Consigned Card